Do your customers express concern about the cost of the home improvements they need?
How many potential customers do you lose after giving consultations on home improvements?
Are your customers unable qualify for your current financing?
Are you uncomfortable offering an in-house payment arrangement for a service you've already provided?
If you answered "YES" to any of these questions than EBA Financial has the products to help both you and your customers.
EBA Financial works with business in this industry by helping their customers pay for their home improvements. At EBA Financial, we understand that one's home is an investment. Neglecting that investment can result in discomfort, costly repair bills and lower property value. Unfortunately, the economy has limited the income for many families. People are forced to prioritize necessities versus luxuries and are deeming necessary improvements as luxuries simply because they cannot afford it.
In House Consumer Financing
This program allows your business to receive payment for your services UPFRONT. Rather than check the credit of your customers, we're simply analyzing their check writing and re-payment history. Because of this, we're able to approve 50-60% of customers who apply.
Check Processing and Guarantee
Worried about taking personal checks as a form of payment?
Our Full Check Guarantee allows you to take personal checks by guaranteeing the check instantly ON-SITE. You'll no longer have to deal with the anxiety of waiting for the check to clear the bank. This practically eliminates the tedious trips to the bank to make deposits and the need to charge returned check fees for the inconvenience.
Above all, this method of payment is less expensive than processing credit cards!