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In House Consumer Financing Program

In House Consumer Financing

Industry Type

Retail MedicalService Industry Vocational Schools
Furniture/Mattress
Auto Repair
Transmission Repair
Tires and Rims
Pet Stores
Scooters/ATVs
Car Down Payments
Dental
Plastic Surgery
Veterinarian Services
Lasik
Med Spas
Audiologist
HVAC
Plumbing Service
Electricians
Roofing
Home Repair
Tree Removal
Nursing
Truck Driving
Cosmetology
Trade Schools
Pet Grooming

Plus many more.... Please call if you do not see your business type listed.


Get paid the FULL amount of your sale- UP FRONT- No Finance fees to you.
Sell the 6 out of 10 Americans who can't qualify for traditional financing
We look at your customer's ability to repay the loan NOT their credit score!
50-60% Approval Rates!
Up to 12 month payment options
Customers get their products or services NOW!
Huge up-selling tool
Information Request Form
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*Type of Business:
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The number of consumers with bad credit has risen drastically over the past decade. Many Americans can no longer afford major expenditures, unforeseen expenses and emergencies. In the same token, many businesses don't offer an alternative for these types of expenses, leaving many customers in a bind and many businesses owners with the uncomfortable task of denying service.


In House Consumer Financing is a great addition to your business. This means you'll be able to give ALL your customers an opportunity to receive the products or services they need, while you get your money guaranteed, UPFRONT. With our In House Consumer Financing program, you will be able to sell the 68% of Americans who currently can not qualify for traditional credit-based financing.


Offering a financing arrangement gives you a competitive advantage over other businesses in your industry. Driving revenue is about making it easy for your customers to buy. The In House Consumer Financing makes it easy for your customers to buy what they want - not merely what they can afford today.


EBA Financial can provide you with consumer financing programs based on the customer's repayment history as opposed to their credit score. With an approval rate of 50-60%, you can reach the clientele you typically miss, while simultaneously increasing the profits coming into your business. Flexible underwriting allows us to approve loans not based on a credit score but rather the dynamics within the credit file which drives that score. With our In House Consumer Financing program you will experience higher approval rates than that of traditional financing.