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High Risk Merchant Services

Do you need a High Risk Merchant Account? Is your business having trouble getting approved for traditional merchant service accounts? EBA Financial offers a full suite of electronic payment solutions for all business types, including high risk merchant service needs.


High risk merchants are businesses which fall outside of conventional categories and have an increased risk of fraud, a high turnover rate, or a high credit rate. These businesses typically find difficulty being approved for credit card processing and are often declined when applying for merchant service accounts. The presumptuous connotations associated with the "High Risk Merchant" label makes it challenging for many honest, hardworking merchants to process credit cards transactions; resulting in reduced popularity, customers, sales and ultimately, revenue. EBA Financial understands that accepting electronic payments is critical for survival to high risk merchants, as it is for every other business. With our philosophy of "the customer comes first," we have a solution that is right for you.


At EBA Financial, we empathize with high-risk merchants. Although your industry may be deemed unconventional, that doesn't mean you should have to continually deal with the hassle of finding a credit card processor to work with. EBA Financial specializes in high risk management accounts for the following industries:

E-Commerce
Online Dating
Health and Beauty
Multi-level Marketing
Adult Entertainment
Nutraceuticals
Traveling
Business Opportunities
Tobacco/ Cigarette Products
And many more

EBA Financial can get your high risk merchant account approved in a quick, professional manner; just as we would any other merchant. When US banks won't accept a high risk merchant, EBA Financial has special partnerships with international banks to set up an offshore merchant account. EBA Financial takes care of all of your merchant service needs by customizing the best processing solutions to fit your specific business requirements.
Virtual terminals and payment gateways for online processing
Wireless solutions for MOTO transactions
Check readers for ACH transactions
POS terminals for retail and service businesses

Stop getting frustrated and wasting your time with turn-downs! EBA Financial allows your high risk business to enjoy the following benefits:
  1. Credibility: Become affiliated with one of the nation's oldest and largest merchant services providers in the industry.
  2. One Source Solution: Receive full service financial products from a provider that meets all of your high risk electronic payment processing needs from credit card processing, check verification, conversion and guaranty, gift cards, and merchant cash advances.
  3. Efficiency: Get pre-approved in 72 hours or less and begin processing within 8 - 14 days.
  4. Security: Receive the highest level of data security with PCI compliant solutions.
  5. Service: Enjoy in-house, award winning customer service and technical support, 24/7/365.
  6. Peace of Mind: Develop a long-term, mutually beneficial relationship and never have to search for and switch processors again.
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